Student Challenge Centre
NatWest Challenges
Explore real briefs set by NatWest — one of the UK's leading retail and commercial banks. Tackle challenges across data and analytics, retail banking, sustainable finance, digital innovation, risk and payments, and build the profile that NatWest recruiters are looking for.
Who we work with
Championing potential — in people, in business, and in communities
About NatWest
One of the UK's leading banks, serving over 19 million customers. NatWest is championing potential by helping people, families and businesses thrive — with a strong focus on climate leadership, innovation and community impact.
6 Challenges Available
Fraud Detection with Machine Learning for Digital Payments
Design a machine learning approach to detect fraudulent transactions across NatWest's digital payment channels, balancing detection accuracy with customer experience.
Financial Inclusion Strategy for Underserved Communities
Propose how NatWest can better serve underbanked communities across the UK, covering product design, accessibility, branch alternatives and credit building.
Green Mortgage Product Design for the UK Housing Market
Develop a green mortgage proposition that rewards energy-efficient homes, including eligibility criteria, pricing incentives and partnership opportunities.
Digital-First Customer Onboarding Journey Redesign
Reimagine the end-to-end onboarding journey for new personal banking customers, reducing drop-off while meeting regulatory and identity requirements.
Credit Risk Modelling for SME Lending Post-Recovery
Recommend how NatWest's SME credit risk models should adapt to changing economic conditions, improving access to finance without increasing loss rates.
Open Banking: Building the Next Generation of Payment Experiences
Identify and prototype an open banking-powered payment experience that delivers measurable value for customers and merchants, ready for a 12-month launch plan.
Ready to start your NatWest journey?
Complete a challenge to earn a NatWest-branded certificate and stand out in your graduate applications.